Licensed Microfinance Bank

Banking that moves at your speed.

Experience the agility of a fintech with the reliability of a licensed microfinance bank. Instant accounts, flexible loans, and seamless payments for individuals and businesses.

NDIC Insured
Instant Setup

Total Balance

₦2,450,000.00

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Loans
Cards

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Recent Transactions

Loan Approved

₦500,000 credited

Everything you need to manage your money

From digital accounts to physical POS terminals, we provide the infrastructure for your daily financial life.

Instant Account Opening

Open a fully functional bank account in under 3 minutes with just your BVN and phone number.

Virtual Accounts

Generate dedicated virtual accounts for your business to track payments and reconcile instantly.

ATM Cards

Get physical debit cards delivered to your door, or create virtual cards instantly for online shopping.

POS Terminals

Reliable POS machines for your business with instant settlement and low transaction fees.

USSD Banking

No internet? No problem. Access your funds, transfer money, and pay bills offline with our USSD code *723*534#.

Bank-Grade Security

Your funds are protected by advanced encryption and insured by the NDIC.

Credit that empowers your ambitions.

Whether you're expanding your business, handling an emergency, or buying a car, our flexible loan products are designed to say "yes" when others say no.

Business & SME Loans

Up to ₦50M to scale your operations without collateral for qualified merchants.

Salary Advance

Access up to 50% of your next paycheck instantly. No paperwork required.

Personal Loans

Flexible repayment terms up to 24 months for your personal projects.

Car for Cash

Use your vehicle's logbook to unlock instant liquidity while you keep driving.

Apply for a Loan

Loan Calculator

I want to borrow₦1,000,000
Over a period of6 Months
Estimated Repayment₦216,666.67/mo

Interest rate from 5% monthly

Get Pre-approved Now

Need Proof of Funds?

Whether for visa applications, travel, or business contracts, get verifiable Proof of Funds (POF) letters generated instantly from your dashboard.

  • Embassy-verifiable documents
  • Instant digital generation
  • Competitive processing fees
Request POF

Take your bank everywhere you go.

Download the NET MFB app today. Manage your accounts, transfer funds, pay bills, and apply for loans right from your smartphone. Available on iOS and Android.

Total Balance

₦2,450,000